The appointment of T&T Super League (TTSL) president Keith Look Loy to the board of the T&T Football Association (TTFA) could take centre stage when today’s reconvened annual general meeting (AGM) of the TTFA is held at the National Cycling Centre (NCC) in Balmain, Couva.

A member of the board, speaking to Guardian Media Sports on condition of anonymity, said that TTFA president David John-Williams, who is also chairman at the AGM, is set to argue that the election of the TTSL’s representative Look-Loy was illegal, as he believes there was no quorum when the November 25 reconvened meeting took place on December 23 last year, and it did not have the presence of the chairman due to ill health.

The TTFA president received the backings of Zvonimir Boban, the FIFA deputy general secretary, who in a response to a letter from John-Williams, said in his written response last last week, “According to the information reported in your letter, we deem that the decisions to reconvene the General Meetings of December 9, 2017 and March 17, 2018 would appear to have been in line with the relevant provisions of the TTFA Statutes, as on both occasions the quorum was not achieved 30 minutes after the scheduled start of the meetings. Furthermore, we also underline that since the election of a member of the TTFA board of directors is on the agenda, a quorum will be required at the next duly convened general meeting.”

Reports emerging from the last reconvened meeting on March 17 stated the lack of a quorum to discuss the critical matter of the TTFA’s audited financial statement, led John-Williams to adjourn the meeting, though his association’s constitution stated otherwise.

Only last week Osmond Downer, considered an expert on T&TFA constitutional interpretations, explained that for a reconvened meeting, an adjournment was only necessary when dealing with election or dismissal of an officer or officers.

John-Williams in his letter to FIFA pointed out, “If a quorum is not achieved 30 minutes after the scheduled start of the general meeting, the general meeting shall be reconvened 14 days later at the same place or at a venue notified by the general secretary at least seven days prior to the meeting date.”

He added, “Article 24 par. 3 of the TTFA Statutes reads -A quorum is not required for the second meeting of the general meeting unless any item on the agenda proposes the amendment of the constitution, the election of a member of the board of directors, the dismissal of a member of a body of TTFA, the expulsion of a Member or the dissolution of TTFA.”

It means today’s AGM will require a quorum, a minimum of 25 members out of a total of 49, which is still likely to pose a challenge due to the reluctance of delegates to show at meetings.

Meanwhile, John-Williams could be in for a surprise with delegates planning to move a motion and reappoint Look Loy as the TTSL representative, if it becomes an issue. Apart from Look Loy, Sam Phillip who resigned as chairman of the T&T Pro League three weeks ago, was also elected as pro league representative at the December 23 meeting.

Contacted Look Loy assured he was legally elected, as the December 23 meeting did have a quorum.

“It was adjourned only because there was no one to address the financial matters,” Look Loy explained.

He believes John-Williams is attempting to remove him because of his willingness to oppose the wrongdoings in the management of the sport.

The former FC Santa Rosa coach is promising that if John-Williams attempts to adjourn the meeting for yet another time, he will rally other delegates to vote for a chairman to ensure the meeting goes on according to the constitution.

He believes Boban’s call for a quorum Saturday is based on inaccurate information fed to him by the president.

Look Loy is also set to raise concerns about approval granted by the TTFA to host two Caribbean Football Union (CFU) women’s tournaments next month and another in May.

WALTER ALIBEY
 

KARACHI—Fast bowler Hasan Ali says Pakistan will not underestimate West Indies, even though the Caribbean side will boast a weakened side for the three-match Twenty20 series starting here Sunday.

The reigning World champions will be missing several of their leading stars as Chris Gayle, captain Carlos Brathwaite, Kieron Pollard, Sunil Narine and Evin Lewis have all opted out of the historic tour.

“West Indies are good batting side, we won’t be complacent even if they’re not coming with full strength,” the 24-year-old fast bowler said here Thursday during a training session.

“It is good to know that WIndies team is coming, we all are excited to be playing cricket in Karachi after nine years. I look forward to the series.”

The series will be first undertaken by a major Test-playing nation in the country since militants attacked a Sri Lankan team bus nine years ago, injuring several players and leaving several of the security forces dead.

Since then, Pakistan have played their home series in United Arab Emirates.

And even though several of the Windies stars have opted out of the series over security concerns, Ali said it was only a matter of the time before Pakistan welcomed all the leading players.

“Cricket is returning to Pakistan,” he pointed out.

“Big names came to Pakistan with World XI [last September] and also for PSL (Pakistan Super League) games this time. Those who didn’t come today, will surely come tomorrow.”

West Indies, however, will still have the likes of Marlon Samuels in their line up for the matches which will take place on April 1, 2 and 3 at the National Stadium.

Samuels was at the heart of the Windies two T20 World Cup triumphs, producing Man-of-the-Match performances in the 2012 and 2016 finals.

The Windies are scheduled to arrive on Saturday. CMC

The T&T Football Association’s (TTFA) “Home of Football” project is progressing well with training fields near completion in Couva.

In August 2017, the Government of T&T approved a long-awaited request, when it granted 7.64 hectors of land to the TTFA in order to establish a home for football.

The land is separated into three main parcels, one located in close proximity to the National Cycling Centre (NCC) in Couva and two west of the Ato Boldon Stadium. The association quickly mobilised in order to make this distant dream a reality and got approval from Fifa for the ‘go ahead’ in September with the official Sod Turning ceremony being held on September 29.

After countless brain storming and planning sessions the plans for various aspects of the project were approved and sent to Town and Country Planning for final approval on the building projects which finally came in February 2018.

At the time of this update, two new training fields are 90 per cent completed and the foundation has been laid for the Athletes’ Accommodation facility.

The Income Generation Project which include, small goal pitches, the Beach Football pitch as well as the bar and recreational area—50 per cent completed.

With offices for the TTFA, T&T Pro League, T&T Super League, Secondary Schools Football League (SSFL), T&T Women’s League Football (WoLF) and Referees’ Department already relocated or established at the Ato Boldon Stadium, the Home of Football is now a reality.

T&T Under-15 cricketers will look to bounce back against Guyana today in Windalco, Jamaica, after they choked at the end of their match against the host and lost six wickets for 45 runs to be defeated by 30 runs under the Duckworth/Lewis method in the second round of the West Indies regional tournament at Kensington Park in Jamaica on Thursday.

Set the relatively easy task of getting 159 runs from 46 overs, T&T was well placed on 84 for four but the loss of well set batsmen Sachin Emrit and skipper Rajeev Ramnath led to a spectacular collapse that saw them fall short at 129 all out with five overs to go. Ramnath found form and looked good hitting the gaps and timing the ball nicely but he was caught and bowled by Jamaican star bowler Jordan Johnson who grabbed five wickets for 35 runs. Opener Justin Jagessar also batted well and stayed the course for a while, compiling 18 from 68 balls but as soon as he departed the end was near. Fast bowler Ricardo Chase struck some lusty blows for 12 in the end but it was too little too late.

Earlier, T&T won the toss and decided to send Jamaica in to bat. The openers looked comfortable against pace and spin was introduced early into the attack. The left arm orthodox spinner Ronillstar Perreira was on spot from early on and tied up one end. However, T&T got their first wicket via the run out route with the score at 15. Opener Jaydan Jordon looked good and used his feet nicely to the spinners as the score moved easily along to 38. South off-spinner Avalon Changoor then struck by bowling Justin Beckford for six. Without addition to the score another wicket fell, as Perreira got rid of Jordan for 21. With the score at 38 for three T&T was well on top ans soon after there was a half hour break for rain. On the resumption, Jaron Nemban and Ranjay Walker, took the game away from the visitors with positive strokeplay.

Left arm orthodox spinner Andrew Rambaran who grabbed three wickets in the opening win over Barbados, then got on the scoresheet by sending back Nembhan for 27 off 59 balls with one four. Another rain break came and in the end the innings was reduced to a 46-over affair. However, not before Changoor had the wicket off Demero Butler for a duck. Corey Hinds, the son of West Indies Players Association (WIPA) president Wavell Hinds made six giving Rambaran his second wicket.

At the end of the innings leg-spinner Kyle Kissoondath scalped Walker for a well played 45 made off 97 balls with a solitary four. Changoor finished with 2/14, while Rambaran took 2/29.

SCOREBOARD

T&T vs Jamaica
Jamaica inns
J Jordan c & b Perriera 21
M Powell run out 2
J Beckford b Changoor 6
J Nembhan c & b Rambaran 27
S Walker st Mohammed b Kissoondath 45
C Hinds b Rambaran 6
D Butler st Mohammed b Changoor 0
J Walker not out 9
Extras 33
Total for 7 wkts (46ovs) 149
Fall of wkts: 15, 38, 38, 89, 129, 132, 149.
Bowling: L Mamchan 1-0-12-0, R Chase 2-0-18-0, R Perreira 9-1-22-1, A Changoor 9-3-14-2, N Ramlal 10-1-23-0, A Rambaran 9-0-29-2, N Kissoondath 5-0-21-1.
T&T inns
A Rambaran b Cox 11
J Jagessar b Johnson 18
K Kissoondath c Walters b Nembhad 7
N Ramlal st Butler b Johnson 6
S Emrit c & b Johnson 22
K Mohammed b Walters 2
R Perreira st Butler b Johnson 5
A Changoor run out 3
R Chase b Walker 12
L Mamchan not out 1
Extras 34
Total all out (41ovs) 129
Fall of wkts: 20, 41, 53, 81, 94, 103, 103, 111, 128, 129.
Bowling: R Cox 4-0-21-1, Alex Hinds 9-1-23-1, Javon Nembhad 8.1-2-13-1, Jordan Johnson 10-0-35-5, Sherwyn Thomas 3-0-11-0, Justin Walters 6-0-18-1, Sanjay Walker 2-0-3-1.
Result: Jamaica won by 30 runs under Duckworth/Lewis.

T&T Olympic sailor Andrew Lewis is competing in the 49th Sofía Iberostar which began in Mallorca, Spain yesterday. The 28-year-old national sailor returned to competition earlier this year and is working towards his 2020 Olympic qualification.

The Mallorca regatta which runs until April 7, is the most important Olympic classes event in Spain, where almost 1,200 sailors and over 800 boats representing more than 60 nations registered to compete.

This is Lewis’ third regatta for the season within his hectic competition schedule aimed at advancing to the Sailing World Championships in Aarhus, Denmark in August to secure his Olympic place. After his participation at Rio 2016, Lewis took time, on advice from his physicians, to fully rest and rehabilitate because of his accident in 2015 when he sustained several major physical injuries. He now has a clean bill of health from his medical team to pursue his rigorous training and competition programme.

Lewis first accepted an invitation extended by the US sailing team to join its training camps from October to December 2017, in Long Beach California.

“It is a blessing to be back in the boat, competing at the highest level and representing T&T. No athlete knows how long they will be able to compete so I am grateful that I have been given another opportunity to achieve my goal. Thank you to my sponsors Atlantic, Blue Waters, Ford Motors and Republic Bank whose support has been key to me being able to attend the training camps and participate in these competitions,” Lewis said commenting on his progress.

He took to the seas in January at the Lauderdale Yacht Club, Olympic Class Regatta in Miami, Florida for his first competitive event since Rio and placed 4th. In February, he followed this performance with another 4th place finish at the 2018 Laser Midwinter’s East Regatta in Tampa, Florida. Both events included the top athletes in the North American and Central American and Caribbean regions. Lewis then went on to train in Portugal to prepare for competition in the European circuit ahead of his critical qualification period.

Next on his schedule is the 2018 Laser Senior European Championships and Trophy which will be held at La Rochelle, France from May 5-12, followed by the Laser North American Championship in Long Beach, California from 12 - 15 July, which is the qualification event for the 2019 Pan American Games. He’s already set to compete in the Central American and Caribbean Games in Barranquilla, Colombia which takes place from July 19 - August 3. Lewis is keenly focused on medalling at these games and move on to the World Championships in Denmark.

Allrounder Leandra Ramdeen and bowler Steffie Soogrim were the leading players for T&T in two rounds of matches played on Thursday in the Regional Invitatitional 19 and Under Girls Tournament.

At Gilbert Park in California, Ramdeen notched an unbeaten half-century (53 not out) to see T&T to a narrow three-run victory over Guyana. This after T&T lost the toss and was put into bat, posting 121-6 in 20 overs.

Guyanese Mandy Mangur and Lafona Gilgeows were responsible for most of those wickets with the former picking up 2/14 and Gilgeows 2/33.

In reply, Guyana reached 118-5 from its 20 overs with some brilliant batting from Shenita Grimmond, producing a half-century (54) and Shabika Gajnabi just short of a half-century with 49 but their contributions were not enough.

Ramdeen, who was later named the “Player of the Match”, also claimed 1/19 in giving good support to fellow bowler Soogrim, who led with 2/17 and Alysha Gomez took 1/19.

Ramdeen, Soogrim and Gomez were also useful in helping the national youth side past the Windward Islands by seven wickets during their morning match at the National Cricket Centre in Balmain, Couva.

Ramdeen scored 22 and her teammate Anjali Goordeen led the scoring 29 not out in getting T&T to 84-3, replying to Windward Islands’ 82-6.

Again Soogrim was the leading wicket-taker with 2/12 while Ramdeen (1/12), Gomez (1/7) and Daylia Alexander (1/9) picked up one wicket each.

SCORES:

Thursday
At Gilbert Park

T&T 121-6 (L Ramdeen 53 not out, S Abdool 15, A Gomez 14, D Joseph 12; M Mangru 2/14, L Gilgeows 2/33) vs Guyana 118-5 (S Grimmond 54, S Gajnabi 49; S Soogrim 2/17, L Ramdeen 1/19, A Gomez 1/19). T&T won by three runs.
Barbados 79-7 (Alisa Scantlebury 27 not out, Trishan Holder 12; M Mangru 3/4, S Gajnabi 2/7, S Grimmond 2/3) vs Guyana 80-1 (M Mangru 30 not out, S Gajnabi 28 not out; Allison Gordon 1/15). Guyana won by nine wickets.
At NCC
Windwards 82-6 (Qiana Joseph 37, Cassie Williams 13, Nerissa Crafton 11; S Soogrim 2/12, A Gomez 1/7, D Alexander 1/9, L Ramdeen 1/12) vs T&T 84-3 (A Goordeen 29 not out, L Ramdeen 22, S Abdool 12; T Dickson 1/3, Q Joseph 1/14). T&T won by seven wickets.
Barbados 82-7 (Shai Carrington 15, Shaunte Carrington 12, A Scantlebury 12; Allyah Alfred 3/7, Aditha Gasper 1/11, Jannilia Glasgow 1/13, Q Joseph 1/20) vs Windwards 83-3 (Q Joseph 27, A Alfred 17, J Joseph 12; Shaunte Carrington 2/21, K Holligan 1/9). Windwards won by seven wickets.

The T&T senior men and women’s outdoor hockey teams are set to resume training in preparation for the upcoming Central America and Caribbean (CAC) Games which will be held in Barranquilla, Colombia from July 20-29.

This multi-sport regional championship event is held every four years and this year will be the 23rd edition of the competition from which the top two teams from this tournament will advance to the Pan American Games in Peru in August 2019.

The senior women’s training squad lead by coach Anthony Marcano will resume training on Monday with 32 athletes vying for the final 16.

Coach Marcano will have his sights set on a top two finish after the women failed to defend their gold medal at the 22nd edition, ending at a disappointing fourth place behind Cuba, Mexico and Dominica Republic last time out.

Glenn “Fido” Francis will lead the senior men’s squad as they seek the coveted gold medal having settled for silver behind Cuba in 2014 and Mexico in 2010.

The team resumed training earlier this month with a series of fitness tests and Francis will have his work cut out for him as he seeks to decrease the squad from 65 to 40 athletes by mid-April.

The training squads for this tournament also comprises of six athletes from Tobago, one among the women and five men.

WOMEN’S GROUPINGS:

Pool A: Colombia, Cuba, Dominican Republic, Mexico

Pool B: Barbados, Guyana, Jamaica, T&T.

Technical team: Jennifer Lander (manager), Anthony Marcano (coach), Natalie Nieves (assistant coach), Stacey Sui Butt (assistant coach), Christabella George-Ford (assistant manager), Roxanne Dey (assistant manager), Karielle De Bique (physiotherapist), Derek Ashby (trainer), Zynul Khan (team doctor)

MEN’S GROUPINGS:

Pool A: Barbados, Colombia, Cuba, T&T

Pool B: Dominican Republic, Guyana, Jamaica, Mexico

Technical team: Glenn ‘Fido’ Francis (head coach), Dwain Quan Chan (assistant coach), Marlon Granderson (manager), Kirth Davis (assistant manager), Kimberly Wellington (assistant manager), Karielle De Bique (physiotherapist), Derek Ashby (trainer), Zynul Khan (team doctor).

Jabari Whiteman brought an exciting end to the opening night's programme of the 2018 Grand Prix put on by Madonna Wheelers Club in partnership with the T&T Cycling Federation out at the Arima Velodrome on Good Friday night.

Whiteman of Santa Flora representing Perfection Services Limited (PSL) club out-sprinted a field of about 30 riders which comprised invitees from elite 1 and 2, winners of the various categories, elite women and juniors, as they challenge for top honours in the 30-lap event. He used the opportunity to record victory over Jamol Eastmond of Headwave, Joshua Alexander of Team Raiders and Enrique DeComarmond of Heatwave on the concrete track in good weather conditions and good clean and competive riding skills displayed by the field.

It was an outstanding revenge performance by Whiteman over Eastmond who got home first in the men's Keirin finals earlier which saw Whiteman crossing the finish-line second with Adam Alexander of Team Raiders third and Chaquille Henry of Arima Wheelers fourth.

In the Elite Women's 10-laps ride, it was Jessica Costa of Heatwave winning from her sister Alexi Costa also of Heatwave with Keiana Lester of Rigtech Sonics crossing third to deny Heatwave a clean sweep of the top three places as Cheyenne Awai came in fourth.

In an earlier contest, the the women's Elimination evet??? Jamaica's Dahlia Palmer continued her dominance with her club Team DPS while out riding Keiana Lester of Rigtech Sonics into second place, Alexi Costa into third and Christiane Farah of team Breakaway finished fourth.

Friday's Selected results

EVENT 14 ELITE 3 3 LAPS

1. Daniel Wallen (Slipstream)

2. Kirtson George (Team Raders)

3. Jabari Thorne (Chain Lynx)

4. Derron Maillard (Chain Lynx)

EVENT 15 JUNIORS ELIMINATION

1. Aaron Alieyne (Pheonix)

2. Darius Beckles (Open Road)

3. Rodell Woods (PSL)

4. Adam Francis (The Braves)

EVENT 16 ELITE 2 5 LAPS

1. Ronell Woods (PSL)

2. Donnell Harrison (Rigtech Sonics)

3. Nathan Alexander (Team Woods)

4. Marc Ogiste (Heatwave)

EVENT 35 JUVENILE BOYS ELIMINATION

1. D'angelo Harris (Rigtech Sonics)

2. Tariq Woods (Team Woods)

3. Joshua Rawlins (SouthClaine)

4. Alano Ascevero (Rigtech Sonics)

EVENT 36 ELITE 3 4 LAPS

1. Daniel Wallen (Slipstream)

2. Jabari Thorne (Chain Lynx)

3. Derron Maillard (Chain Lynx)

4. Marc Williams (Madonna Wheelers)

EVENT 37 ELITE 1 10 LAPS

1. Jamol Eastmond (Heatwave)

2. Adam Alexander (Team Raiders)

3. Tyler Cole (Team DPS)

4. Sheldon Ramjit (HummingBird)

EVENT 38 ELITE 2 4 LAPS

1. Donnell Harrison (Rigtech Sonics)

2. Ronnell Woods (PSL)

3. Myles Burnette (Phoenix)

4. Nathan Alexander (Team Woods)

EVENT 39 JUNIORS 4 LAPS

1. Aaron Alleyne(Phoenix)

2. Enrique DeCommamond (Heatwave)

3. Justin Baptiste(Breakaway)

4. Darius Beckles (Open Road)

EVENT 40 ELITE WOMEN 10 LAPS

1. Jessica Costa (Heatwave)

2. Alexi Costa (Heatwave)

3. Keiana Lester (Rigtech Sonics)

4. Cheyenne Awai (Heatwave)

Striking a balance between work, life, and athletic goals is one of the biggest challenges you’ll face as a working athlete or an administrator in sport. It seems impossible to dedicate enough time to be successful at each of these aspects of your life and leave you feeling overwhelmed.

While it’s certainly not easy and will take a little sacrifice in some areas of your life, with proper prioritisation, planning, and communication it is possible to find balance and success as countless Athletes have shown over the years.

Work-Family Conflict within the profession of coaching has become a significant issue for coaches applying their trade at different levels of the sport industry. Results of recently performed research has demonstrated that individual characteristics including gender, relationship status, family status, primary athletic or coaching roles, athlete and coaching status, and hours worked per week play a prominent role in determining the level of well-being involved in sport similar to business or other professional fields.

Athletes, Coaches, Administrators and officials have many demands and expectations placed upon them in and out of season that often do not include consideration for personal life and family responsibilities. The expectations have changed in recent years to involve increased professional commitment to a level where excessive work hours are necessary in order to provide a competitive and successful programme. The effect this type of obsession promotes in increasing work-family conflict can have devastating results on personal and professional satisfaction.

In order to live a life of greater satisfaction, follow these three strategies for increased balance between work and life. Communicate, schedule and prioritise future goals with your significant other, both in your sporting and family life. Do this with colleagues also to better connect, understand and organise life; Establish professional boundaries between professional and private life. These include work hours, family events, personal life activities, personal health and of course pleasurable activities; Establish a relationship with a mentor that has been successful in creating harmony between work pursuits and life activities.

In my personal life and career, myself and many others of my colleagues have faced these challenges. I’ve been around in the football industry since 1997, first as a journalist and then as a Media Officer within an organisation and National Football Teams for over 15 years. I’ve seen and lived through the experience, from the absolute highs to the lows. Athletes and officials are constantly undergoing a process of finding the right balance. Some do it faster than others and some take time while others simply struggle to get there.

In a 2002 interview, world batting star Brian Lara said, "You hear life is not a dress rehearsal, you hear you got to live your life. Serenity in the fact that I'm alive, that I'm healthy, that I'm doing things to the best of my ability, that I have my family support. I got a life to live - and it comes back to the fact that the most important people or the most important thing is your family. Those are the ones you depend on, especially in your dark days. I got a lot calmer with myself, I sort of realised that you can't be as hard on yourself as I was."

Unfortunately, work-family conflict at some point will affect all athletic coaches. Having an increased understanding of the strategies to use to work towards success will allow for a professional and personal life with increased work-life harmony.

I've maintained that there's a constant need for us to be on top of our game both as athletes and support staff. We need to keep excelling and producing sporting heroes. These sporting heroes act as a replacement for war heroes in times of peace. We may not be in a war, but I am sure you agree with me that our country is not in its best state. A community's longing for heroes to cheer, motivate and unite them still continues in peacetime, and sport provides the chance for peacetime heroes to emerge. Sporting achievements provide hope, inspiration and a sense of national identity for a society. Let's Get the Right Balance!

EDITOR'S NOTE:

Shaun Fuentes is a media trainer, coaching athletes how to present themselves before cameras and how to handle the microphone. He was a FIFA Media Officer at the 2010 World Cup in South Africa and has travelled to over 75 countries to serve in sport as media operations manager.

Dean Dass' campsite with its two large 35 X 30' tents dwarf other campers' tents and is hard to miss at the Malabar Farms Estate, Manzanilla beach. If not, the enticing aromas of seared pork, curry duck, and stew chicken emanating from the camp's hobby chef Davenand Dial's stove top will draw you in by your nose with country and western music coming from speaker boxes to titillate the aural senses.

On the chow assembly line, Dass' brother Sundarsan and long-time family friend, Junior Rooplal, a tailor from Gasparillo, season the various meats as family members and friends look on in anticipation as to what delicious meat or fish to sample next as Dass prepped the food for serving.

Like many families, this has been a tradition going on 34 years for the Sangre Grande businessman who spends the long Easter weekend camping out with family members and friends in a safe environment. There was a boat and barrel raft pulled up on the shore.

When the Sunday Guardian visited Dass' camp on Good Friday, he said the menu was fish, stew and seared pork, curry duck, curry and stewed chicken.

He said the camp had 30 people that day, today they will have about 60 people, and they will be adding pone and accra to the menu.

Dass said camping was something more people should get into because it kept the family together.

He said it was one time of the year where nieces, nephews, and cousins who didn't see each other for months can come to this area to relax and mix with one another.

KEITH CLEMENT

Assistant Sports Editor

Field athlete Veayon Joseph gave T&T its first gold medal of the 47th Flow Carifta Games when he captured the boys Under-17 javelin top spot with a throw of 55.92 metres at the Thomas A Robinson National Stadium in the Bahamas yesterday afternoon.

Representing the host was Keyshawn Strachan who claimed the silver with 50.14 metres and the bronze went to Katrell Pierre of (TKS) after he threw 45.24 metres.

Young quarter-miler Avindale Smith helped himself to a silver medal when he crossed the finish-line in 47.54 seconds giving up the gold medal to Barbadian Kyle gale, who clocked 47.07 seconds. Raymond Oriaki running in-front of his home fans had to settle for the bronze medal in 47.75 seconds.

T&T's third medal of the first day's programme came from last year's gold medallist, Ianna Roach in the girls Under-20 shot put event. She throw the 4kg "Iron ball" 12.91 metres in her effort to repeat as a champion. However, it was not to be as Jamaica's Aiko Jones with a distance of 13.53 metres did enough to secured the gold while Lacee Barnes of the Cayman Islands secured second place behind a distance of 13.40 metres.

Traditional heavyweight Jamaica copped its first gold of the when Shantae Foreman won the girls Under-17 high jump.

T&T's Shakeem McKay missed out on a medal after he finished fifth in the boys Under-17 100 metres sprint behind champion Andre Bent of Jamaica who clocked 10.68 seconds from compatriot Terrique Stennett (10.70) and third going to Darin Clarke of Barbados in 10.86 seconds.

Also, missing out on a place on the rostrum was Shaniqua Bascomble, who finished fourth in the girls Under-17 100 metres dash. She clocked 11.77 seconds.

Meanwhile, Aquilla St Louis is looking good in the girls open Heptathlon event when she third in the shot put event with a distance of 8.66 metres. The winner of the event was peter-gay McKenzie of Jamaica (8.99 metres) with Jean Allard-Saint-Albin (8.92 m) of Martinique.

Yesterday's Selected Results

Boys 100 Meter Dash Under 20

1 Johnson, Joel (BAH) 10.31

2 Brathwaite, Rikkoi (IVB) 10.43

3 Curry, Adrian (BAH) 10.46

4 Bentley, Michael (JAM) 10.47

5 Robertson, Ryiem (JAM) 10.48

6 Edwards, Tyrell (T&T) 10.59

7 Hislop, Ako (T&T) 10.66 1.1

8 Priam, Aymeric (MTQ) 10.74

Boys 100 Meter Dash Under 17

1 Bent, Andre (JAM) 10.68

2 Stennett, Terrique (JAM) 10.70

3 Clarke, Darian (BAR) 10.86

4 John, Nazzio (GRN) 10.96

5 McKay, Shakeem (T&T) 10.98

Girls 100 Meter Dash Under 17

1 Williams, Briana (JAM) 11.27

2 Knowles, Jaida (BAH) 11.68

3 Jones, Soniya (ANT) 11.75

4 Bascombe, Shaniqua (T&T) 11.77

Boys Under-17 Javelin (700g)

1 Joseph, Veayon (T&T) 55.92m

2 Strachan, Keyshawn (BAH) 50.14m

3 Pierre, Katrell (TKS) 45.24m

4 Croes, Zygion (ARU) 36.38m

Girls 400 Meter Dash Under 17

1 Moss, Megan (BAH) 53.19

2 Deer, Daniella (JAM) 53.95

3 Skeete, Deshana (GUY) 54.15

4 White, Garriel (JAM) 54.49

5 Serville, Rae-Anne (TT) 55.03

6 Knowles, Jasmine (BAH) 56.00

7 Fox, Natasha (T&T) 56.96

8 Eristhee, Akrisa (IVB) 57.67

Boys 400 Meter Dash Under 17

1 Gale, Kyle (BAR) 47.07

2 Smith, Avindale (T&T) 47.54

3 Oriaki, Raymond (BAH) 47.75

Girls Shot Put (4K) Under 20

1 Jones, Aiko (JAM) 13.53m

2 Barnes, Lacee (CAY) 13.40m

3 Roach, Ianna (TT) 12.91m

CHARLES KONG SOO

Leader of the Congress of the People (COP) Carolyn Seepersad-Bachan is denying that the party had any connection with the data mining company, Cambridge Analytica (CA).

Speaking at a media briefing at Chancellor Hotel, St Ann's yesterday, she said “Since these revelations, myself and others in the COP undertook a review of all the party’s documentation inclusive of minutes and meetings.

“Based on those investigations, we are not aware of any contractual engagement between the Congress of the People and SCL or CA.

“At no point in time, as far as we are aware based on the documentation that we have reviewed, did the COP ever enter into any contractual engagement with any of these entities."

She added that at no point in time was the party’s funds used to pay for any activities in connection with those companies.

Seepersad-Bachan said that she spoke with former party leader Prakash Ramadhar on the matter, who acknowledged that he had had discussions regarding the party's imaging and membership listing.

She said Ramadhar indicated that there were discussions and some engagement between the COP and SCL, but moreso he was only aware of the issue of SCL.

Seepersad-Bachan said SCL was engaged by the party, discussions took place with respect to press releases and imaging for the 2013 local government elections.

She said at that point in time she was chairman of the party but she had no knowledge that it had engaged in consultancy to that extent.

Seepersad-Bachan said she was aware, however, that the party's vice vhairman Nicole Dyer-Griffith and Ramadhar were having discussions in terms of how they moved forward as a party, in terms of the image of the party.

Prakash: We had limited exposure to SCL

When Ramadhar was contacted last night for a comment, he said the company had absolutely nothing to do with Cambridge Analytica. Regarding SCL, he said that it was very limited exposure dealing with matters such as streamlining the party imaging and press releases for a short period of time and that was it.

Ramadhar reiterated that the party did not sign any contracts with CA.

Calls to Dyer-Griffith's phone went unanswered.

CHARLES KONG SOO

Easter is not only a season for Christians to honour, renew their faith and rejoice, but also a time for citizens to follow other unique Trinidadian traditions.

One such tradition is the making and beating of the bobolee on Good Friday. Another Easter tradition that is growing in popularity is the flying of kites. Yet another tradition is the eating of hot cross buns, fish and provision on Good Friday.

A tradition that is also gaining in popularity is camping during Easter. Trinidadians flock to the beaches to camp for what is now called the long weekend.

One such site still to be discovered by the majority of the population is the Malabar Farms Estate on the Manzanilla beach.

The campers are a self-sufficient and resourceful group often making their own equipment from portable toilets you would find in your home, showers, outdoor kitchens hooked up to their own water systems fed from portable water tanks on trucks. They generate their own electricity with generators, are eco-conscious burning fallen coconut branches and termite nests for the smoke to repel biting insects, walk with gas tanks to fire up their grills, and even bring their own BBQ pits.

Dave Salim said he has been on that particular location for nine consecutive years for Easter with his family and friends.

He said they started out with makeshift bamboo and tarpaulin tents and over the years they now have their own generators, commercial-made tents, music, flushing toilets and bathrooms.

Salim said public health inspectors also passed in to check the kitchens in the camp and give advice on how to store food.

He said the police also passed by regularly and there were no reported incidents since he was there. Salim actually started visiting the Dass family at their camp. The Dass' now mark 34 years camping at the Manzanilla site.

Salim said every day was a different menu, Friday's menu was cascadoo, provisions, tomato and saltfsh, roti, rice and potato salad. Later in the night, they did accra.

He said he even had his own Cuban-Chinese roasting box; la caja China where they would roast or barbecue a whole pig which would attract the other campers.

Salim said the children had fun playing on their home-made raft made out of barrels, and plywood, rode their bicycles, and fished.

He said they also made their own ice as he was into meat production and had a walk-in cold storage.

Salim said as the children were on holidays, the Easter camp was a great place for outdoor activities.

See Pages A12, A13

Charles Kong Soo

At Sarika Ramroop's family camp at the Malabar Farms Estate in Manzanilla, children were playing, fishing with rod and net, swimming, and chilling on a raft, while adults were eating a variety of fish such as cascadura, wabeen, coscorub, pigeon peas, provision, pork, chicken and turkey.

The Plum Mitan resident said she had been coming to the camp nearly 12 years for Easter and they were looking towards harvesting oysters when the tide went down yesterday.

Ramroop said the campsite was a nice place, but there was one demerit; the people who were in charge of collecting the fees for entry to the camp braced people in a rough manner.

She said the staff did not know how to speak to people, they were charging $20 per person or $400 for a spot for five days at the seaside, but the attitude was a turn-off.

Nevertheless, Ramroop said her family and friends enjoyed themselves a lot.

The Sunday Guardian found out the hard way that some small cars can get stuck in the soft sand when exiting the venue, some people had to come out of their vehicles and push the cars out.

This elicited several complaints from some campers that the owners were not pumping money back to uplift the place if it was doing well financially.

T&T and Windward Islands will meet in the final of the Cricket West Indies Regional Girls’ Under-19 Invitational Tournament today at the National Cricket Centre, Couva.

The T&T Under-19 girls finished the round-robin of the four-team tournament with 11 points, following victories in their first five matches and a no-result in the final preliminary match, also against the Windwards, which ended with seven points.

The Consolation Final of the tournament will bring together Guyana and Barbados at the nearby Gilbert Park.

The final round of matches yesterday were badly affected by rain. T&T Under-19 Girls were 87 for four after 18 overs after they were put in to bat by the Windwards, but the remainder of the match at NCC was rained out, while the contest between Guyana and Barbados at Gilbert Park was abandoned without a ball being bowled.

kevon.felmine@guardian.co.tt

As the debate rages on about who is responsible for the diplomatic blunder in which T&T voted against Dominica's bid to waive its OAS contributions for the next two years, there have been renewed calls for the dismissal of Minister of Foreign and Caricom Affairs Dennis Moses.

This is in light of a letter sent to Prime Minister Dr Keith Rowley on Thursday by T&T's Permanent Representative to the Organisation of American States, retired Brigadier General Anthony Phillips-Spencer, who stated that he followed the instructions given by Ministry of Foreign and Caricom Affairs.

Still distressed by the effects of Hurricane Maria which battered the island in September 2017, Dominica sought approval to forgo their contributions for 2018 and 2019 as they rebuild.

A memorandum, obtained by the T&T Guardian, showed that T&T's Mission in Washington DC had suggested to the ministry that this country should support Dominica’s bid. Following further correspondence between the ministry and the Mission, Phillips-Spencer told the meeting that T&T had offered the proposal for consideration of deferral of payments of contributions by member states and where possible, the possibility of a payment plan.

Following criticisms locally and internationally, the ministry issued a release last Thursday stating that Rowley had requested a report and it was investigating the circumstances which led to a public official's opposing vote. The release stated that "The Ministry of Foreign and Caricom Affairs regrets the misrepresentation of the position of T&T offered by a public official of Trinidad and Tobago during a meeting of the Permanent Council of the OAS." In an interview, Moses told Guardian Media that the ministry's position was not different to Dominica's request.

However, Phillips-Spencer's letter to Rowley, in which Moses was copied on Thursday, stated that in communicating T&T's position, he acted in compliance with written instructions from the ministry after the meeting had already begun. He also referred to the media release with concern, saying that the claim of misrepresentation was "inaccurate and false." He said the instructions given by the ministry contradicted the advice from his Mission, which was to support Dominica.

There are more burning questions for Moses and PM Rowley to answer, however.

The Sunday Guardian made several attempts to contact Moses and Rowley through calls, text and WhatsApp messages yesterday, but there were no responses.

In those messages, they were asked: • Who was responsible for the instructions given to Phillips-Spencer?

• Who sets T&T's foreign policy?

• Does the Cabinet discusses foreign policy issues ahead of OAS meetings?

• Is it customary for the Prime Minister to not know what representatives will say on behalf of T&T at a multilateral meeting?

The PM also did not respond to a question on whether or not he had received the letter from Phillips-Spencer.

'Moses should be fired'

Meanwhile, former foreign affairs minister Dr Surujrattan Rambachan (UNC) and former permanent representative to the United Nation (UN) Rodney Charles said Rowley should fire Moses and apologise to Dominica and Caricom.

Charles said Moses has made T&T into a laughing stock and many of his colleagues back in the United Kingdom had contacted him in recent times, asking "What is going on with T&T?"

He said Moses was not giving the strategic guidance to the ministry and has not yet effectively responded to several travel advisories against T&T.

"The Prime Minister must understand that he cannot put personal friendship ahead of the country’s interest and international image. The time has come to remove Dennis Moses. He may be a good man, he may have competencies, but not in his role as Minister of Foreign Affairs. The Prime Minister should be the one to apologise to the government and people of Dominica," Charles said.

Rambachan said it was not the first "boo boo" Moses has made, recalling T&T's decision to abstain from voting on a resolution moved by the UN after US President Donald Trump’s declaration of Jerusalem as Israel’s capital. The General Assembly voted 128-9 to deem Trump’s declaration “null and void.”

Chairman of the Movement for Social Justice (MSJ) Gregory Fernandez said the responsibility fell with Moses, who has been failing the country.

"The buck stops with the Minister of Foreign Affairs. He is failing us and his appointment should be terminated," Fernandez said.

He said it was the MSJ’s view that Moses messed up and it was not the first occasion, also referring to the Jerusalem vote.

See editorial on A 16

BOX

COP: Govt needs to be open and transparent

Political leader of the Congress of the People Carolyn Seepersad-Bachan said her party was still awaiting Government's explanation.

Seepersad-Bachan said it was obvious that Phillips-Spencer would have been advised to take an opposing stance. She said the Government needs to be open and transparent on foreign policy.

Someone should be held accountable for this embarrassment—Prakash

St Augustine MP Prakash Ramadhar, meanwhile, said he awaits the report on the "diplomatic embarrassment" which was requested by Rowley, and hopes that Phillips-Spencer is not made a scapegoat by those who should bear responsibility.

"It was obvious looking at our ambassador that he was very uncomfortable saying what he had said. He is usually very articulate and has served this country well in more than one capacity.

"Someone has to be held accountable for such diplomatic embarrassment. The very least we must do is to officially apologise to our friends and colleagues at the OAS and our brothers and sisters of Dominica."

Pottery designer, Greta Michelle Joachim, did not have much time for social media. After all, she is a busy woman. Joachim operates her own business ArtbyGretaMichelle, and her one-of-a-kind, artistic pieces compete with mass-produced, imported items from China and the US. Joachim deals in the tangible—clay, paint and canvases; her world is colourful and textured and real.

But Joachim, like many entrepreneurs, also understands that it is not enough to rely on traditional platforms to engage new and existing clients and to grow her business.

“I was already thinking about how I could use social media to better engage clients and promote my business in a cost-effective manner but I didn’t know how to go about it,” Joachim explained.

As if by fate, Joachim recalled seeing a product on a Facebook page, which she immediately thought could work for her.

That “product” was The Social Media Planner, the world’s first printed planner designed in the Caribbean by public relations expert and entrepreneur, Judette Coward.

The attractive and detailed “how to” book eases its user through the many steps to planning, developing and executing an effective social media strategy for their business.

It includes advice about how to develop relevant, interesting and effective content that promotes their products and services and generates new ideas to engage their clients.

“Social media can feel like a digital abyss, especially if you are new to its platforms. Even for experienced communications practitioners like myself, for whom social media is a necessary tool, it is easy to get bogged down and overwhelmed, when you try to navigate that world,” explained Coward, as she talked about her own journey which led to the development of the book.

“I designed The Social Media Planner because I needed something for myself, for my new venture, Forward Forty TV, and for the work that I was doing for my clients.”

Even as an early adopter of social media, Coward said she was constantly plugged in—checking her Facebook and Instagram posts, pouring over metrics, posting messages and continuously responding every time her cell phone buzzed.

“It was not strategic but very busy work and at the end of the day, I was not even sure that I was getting the full benefit of these digital platforms,” she said.

Coward, who has spent more than 20 years designing corporate communications media strategies for companies and individuals across the Caribbean and in the US, said she needed to develop a system that would help put order and structure to the way she communicated in the digital space—for herself and for her clients.

She went back to the basics, utilising her core skills, putting her thoughts down on paper, preparing her notes and work plan (for her small team) and putting together a calendar to track her key steps and milestones.

What emerged was The Social Media Planner, a Caribbean first, which she designed with her team, so that it would appeal to a global audience.

“I realised that if this book could work for me (and it did,) it could then work for others. Companies as well as individuals would be able to make more effective and profitable use of social media.” It was exactly what Joachim needed.

“Since I’ve been using the Planner, I’ve seen an increase in Instagram followers and subscribers to my website. I’m more deliberate and consistent about what I post on social media, when and why.

“The kinds of photos that I post, my tweets, and my emails to clients— all of this is done using the planner,” explained Joachim.

“As an entrepreneur with a local product, it is important to get it out there. Because of the planner I am getting bolder about approaching people and engaging them on things for my business.

“It has only been a couple of months, but for me the Planner has already paid for itself. It was a good investment for my business,” she said.

Communications Specialist at Republic Bank Limited, Lesli Hay, also likes the easy, step-by-step approach that the Planner offers.

“What attracts me to the Planner is its sense of order and the way it is laid out. You have the Big Ideas at the start of every month and that’s what I especially like, as I can put down all my ideas and thoughts for the month ahead,” Hay said.

Hay also uses her planner to organise her personal schedule so that she is more effective at work.

“It’s also good for ideas—things that come up and I may not be working on at the moment but that I want to pursue down the road.”

The first batch of printed books has already sold out and a new order is now available online at ww.thesocialmediaplanner.com.

There is also a version available for download along with an eight-step guided programme to  get users started on their planning process.

Clients and users can also access additional hints, tips and ideas via facebook at The Social Media Planner.

“We are experiencing more and more people reaching out to us on our site and on Facebook and Instagram for advice on how to effectively use the planner. They know what they want to accomplish, but it is a matter of execution and to some extent confidence.

“People need to get comfortable with social media. not be afraid to reflect themselves in their postings, or engage a dissatisfied client or even to make a mistake,” Coward said.

Is there an update to The Social Media Planner in the works? “I’m always thinking about the next version.

“I use my planner every day so I look at it with that critical eye. I get terrific feedback from clients and users in the form of videos and photos, but even the good can get great, so stay tuned.” she said.

When Airbnb launched in 2008, few anticipated the online platform for booking overnight stays in private homes would revolutionise the global accommodation sector. Now valued at US$1 billion it has become one of the world’s biggest technology unicorns.

Airbnb’s global success has inspired local entrepreneurs Michelle Low Chew Tung and Tenisha Brown-Williams, partners in the home sharing start-up, ShareHome Caribbean.

With their local platform launched and several clients on board and more signing-up every day, the duo is pushing to make ShareHome Caribbean the preferred resource for people seeking to increase their income by getting involved in the tourist accommodation sector.

Low Chew Tung and Brown-Williams are former employees of the now defunct Tourism Development Company (TDC).

Brown-Williams said the start-up, launched in November 2016, originated from a friend’s struggle to find a long term renter.

“Someone close to us was struggling to get a long term renter for her apartment due to the downturn of the economy. We suggested using the space for tourist accommodation as the location and property amenities were quite good. We assisted her in making minor adjustments to the space and creating proper business procedures,” Brown-Williams recalled.

The property was listed on Airbnb in January 2017. It was used by several visitors, including some in T&T for the first time.

“From our years of experience in the sector we knew that the property would have performed well in this type of business. Moreover, the owner started to earn double the amount earned from long term rental.

“We also noticed the domino effect of this business as her family members started to be involved in its management and so the revenue being earned was spread throughout her family network,” Brown-Williams said.

This year the owner of the property decided to use a second apartment on the same compound for visitor accommodation because of the financial gains from the first apartment.

It was this experienced which propelled Low Chew Tung and Brown-Williams to launch ShareHome Caribbean Limited.

“Tourism is about people and we understand the potential tourism has to affect the lives of people positively both from the host and visitor perspective,” Brown-Williams said.

In January, Low Chew Tung and Brown-Williams engaged another client but the one thing that stood out was “ the multiplier effect” of their small hospitality business.

“This gentleman hired one neighbour as his assistant manager, another neighbour as a driver for his guests, another as his cleaner and another to do the property maintenance. The concept of sharing is epitomised in his actions—other people are benefiting from his business in a very meaningful way.

“The motivating factor for ShareHome Caribbean is to improve lives and by extension communities through the creation of sustainable entrepreneurial opportunities in the hospitality and tourism sector,” Brown Williams said.

She said ShareHome Caribbean is focused on building/enhancing private sector involvement in the local tourism sector.

Research indicates that for any tourism sector to thrive, the private sector must be at the forefront supported by solid public sector involvement, she explained.

“ShareHome Caribbean will work with potential and existing small tourism operators to establish strong tourism business models that are profitable and sustainable,” Brown-Williams said.

As the company continues to build awareness it is currently managing directly or indirectly close to 20 guest rooms in Trinidad—equivalent to a small hotel.

As it is a fairly young business, Low Chew Tung said the biggest challenge is that tourism is still not regarded by the public as a viable business option due to the heavy focus on oil and gas.

“What we have encountered is a lack of awareness that relates to the positive economic effects tourism can bring to an economy. For example, in the US the industry supports 15.3 million American jobs and contributes US$157.8 billion in taxes.

“Tourism is also not regarded as an academic discipline and certainly not an industry that needs to be studied with models and theories to be applied to the business of tourism. Most of us believe ‘we can roll of our beds’ and operate a tourism business with very little skill and expertise to be obtained,” Low Chew Tung said.

“There is a general lack of knowledge and understanding as it relates to the sharing economy. The world is advancing with the sharing economy philosophy and instead of following the path of extreme consumerism, people are using their assets in a manner that it is now working for them.

“We have been challenged in getting people to understand the needs of the new tourist. The new tourist wants a more authentic, local experience. Sharing your space, your experiences, your life as a Trinbagonian, offers visitors what they really want,” Low Chew Tung said.

ShareHome Caribbean is intent on establishing strong stakeholder relations and expanding the tourism value chain.

The company will be partnering with the Small Tourism Accommodation Owners of T&T for a one day workshop in collaboration with the Tourism, Hospitality and Sport Unit at the Department of Management Studies, University of the West Indies.

The workshop will highlight the importance of the small tourism accommodation sector to the economic growth of the country and will bring to the fore the increasing global trends and issues the sector is faced with and potential solutions for further growth and development.

Brown-Williams said her life after TDC has led to rewarding opportunities. She however, believes that the closure of the tourism company is unfortunate and T&T is still reeling from its effects.

“My experience has been challenging yet rewarding. I have been able to move on to activities through ShareHome Caribbean that are not hindered by bureaucracy, political agendas and a lack of know-how, all of which strongly characterises most of the public sector in T&T.

“For me tourism has always been more than a job, it is my passion and this sustains my commitment to the successful development of the tourism sector in T&T,” Brown-Williams said.

Buying a home is probably the largest single investment you will make in your life. It can be intimidating and overwhelming so here’s a breakdown into less intimidating bites.

1. The earlier you make the decision, the better as it gives you a longer time to repay thus resulting in smaller monthly payments.

Let’s say you are a new graduate. You have just completed your first degree and have started your first job. You’re earning $8,500 a month and living at home with your parents and siblings. You blow your first few paychecks just for the fun of it. But, after a few months, you start thinking that sharing your room is not so much fun and it might be nice to have your own place.

Great ideas begin with begin with a thought.

Check around and see what’s on the market and within your budget.

Most mortgage lenders will lend:

• up to 90 per cent of the lower of cost or valuation of the property

• up to 30 years or retirement whichever comes first

Both at market competitive rates which means that their interest rates will all be close and there may be some room for negotiation depending on the strength of your application with debt service ratios of 30/40 per cent which means that the mortgage payment should not exceed 30 per cent of your salary before tax and total debt service payments (all loans) should not exceed 40 per cent of your before tax salary.

With this in mind, at a salary of $8,500 your monthly mortgage payment should not exceed $2,550 and this will qualify you for a loan of approximately $430,000 over 30 years at 5.75 per cent.

What can you get for $430,000?

If you have land (maybe a gift from your parents) you may be able to build a nice starter home for that amount or alternatively buy land. Some banks offer loans on “interest only” terms with a condition that you start construction of your home within three to five years.

If you buy land in five years it will appreciate in value so you will have earned equity in your property.

You will likely also have an increased income which will allow you to borrow additional funds to build your home.

You’re probably wondering what is the purpose of the debt service ratios?

Simple, these ratios are a guideline that lenders use to ensure that a borrowers’ debt servicing is kept to a level that will allow them to live comfortably after making their loan payments.

Remember to put aside funds for closing charges such as legal fees and stamp duty and, of course, you need money to furnish the house.

2. A home is a long-term investment so think long term when making this decision.

Over the course of your mortgage loan, your salary will increase so the percentage of your income going towards your mortgage will reduce over time. The value of your property is also likely to increase over time which means that you will be able to use this equity to finance future expenses such as university expenses for your children or major medical expenses.

The appreciating value on your home may also enable you to sell it and acquire a larger or more upscale home as your family and career grows.

If you deferred acquiring your home don’t despair, this simply means that you would have moved further along the experience and income scale. You likely know exactly what kind of home you want, have some savings and an income that will allow you to get it so go for it.

Submitted by Sita Mangal, director, Association of Real Estate Agents area.tt.asoc@gmail.com